How it works

How it works

What to do next:

  • Use your MTN or Airtel mobile phone and make the K10 non-refundable application fee to the Kazovu mobile number XXXXXXXXX (Eva Kasapatu).
  • You should get a payment transaction confirmation number.
  • On our website home page go to > Apply now and fill in the form
  • The details should be the same as those of the person who paid the registration fee.
  • Click Submit once all the details are completed.
  • The K150 will be paid into the mobile wallet that paid the registration fee.


Supporting Subheading

A personal loan is where you borrow an amount of money from a lender and then pay it back over a set period of time. Your repayments will include interest, so you end up paying back more than the loan amount. We only offer unsecured loans. This means you don’t have to put up any asset – like your home – as security. So you won’t have to worry about potentially losing your property if you struggle to keep up with the monthly instalments.

The overall cost of your loan will be K20, this includes interest and the loan application fee. You borrow K150 and you pay back K170. Simple!

You must repay this within 1 calendar month.

At the moment Kazovu only offers loan amounts of K150. If you make your monthly repayments, we will increase this to K250 at no extra cost to you.


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Before you apply, make sure a personal loan is the right option for you and your financial position. Consider how much you need to borrow and whether you can afford the repayments with the interest included. Late or missed repayments could result in extra charges and have a negative impact on your credit rating. This might make it harder to be approved for other loans or credit in the future. If you do decide to go ahead, take the time to compare which loan is the most affordable option.

Our loans are quick and easy.

Once you pay your application fee, you are pretty much guaranteed to get your money the next day.

Our interest rates are the lowest as we don’t want to rip you off.

We believe we are a game changer and if you keep up with your repayments, we will reward your loyalty with lower interest rates.

When you take out a personal loan through us, we’ll give you a quick decision in most cases, and it will only cost you K20 overall . We also offer you the option to repay your loan early at no cost.

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